APR (Representative APR)
The total cost of borrowing expressed as an annual percentage. APR includes the interest rate and any fees, making it easier to compare different loan offers.
Soft Search Technology
Check your eligibility without affecting your credit score. Only a soft search is performed initially.
Debt Consolidation
Combining multiple debts into a single loan, often to simplify payments or reduce overall interest costs.
Guarantor Loans
A person who agrees to repay the loan if the borrower cannot. Having a guarantor may help you access better rates.
Loan Term
The length of time over which you agree to repay the loan, typically measured in months.
Unsecured Loans
A loan that isn't backed by any asset. Personal loans from RealFinanse ltd are unsecured.
Total Repayable
The total amount you will pay back, including the principal plus all interest and fees.
Monthly Payment
The fixed amount you pay each month to repay your loan.
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