Glossar

Finden Sie Antworten auf häufige Fragen zu unseren Krediten

APR (Repräsentativer effektiver Jahreszins)

The total cost of borrowing expressed as an annual percentage. APR includes the interest rate and any fees, making it easier to compare different loan offers.

Sanfte Abfrage-Technologie

Überprüfen Sie Ihre Eignung ohne Auswirkung auf Ihre Kreditwürdigkeit. Zunächst wird nur eine sanfte Abfrage durchgeführt.

Umschuldung

Combining multiple debts into a single loan, often to simplify payments or reduce overall interest costs.

Kredit mit Bürge

A person who agrees to repay the loan if the borrower cannot. Having a guarantor may help you access better rates.

Kreditlaufzeit

The length of time over which you agree to repay the loan, typically measured in months.

Kredit ohne Sicherheit

A loan that isn't backed by any asset. Personal loans from RealFinanse ltd are unsecured.

Gesamtrückzahlung

The total amount you will pay back, including the principal plus all interest and fees.

Monatliche Rate

The fixed amount you pay each month to repay your loan.

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